Djamo
4,7
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Your money deserves better

Save, invest, pay, get paid - all from one app.

Everything you need, in one place

Current account, VISA card, savings, investments, credit, IBAN, transfers, bills - one app, zero hidden fees.

A current account, no hidden fees

No bad surprises: zero account maintenance fees. Your finances, easy to manage.

Instant IBAN
Zero account maintenance fees
Free ATM withdrawals
Fast transfers to Mobile Money
See the current account
A current account, no hidden fees

Save and grow your money

Set money aside in an account that earns interest, and watch your savings grow.

Explore savings Save and grow your money
Invest, no headache

Invest, no headache

Put your savings into investment funds available on UMOA markets, directly from the app.

Explore investing

Instant, transparent credit

Need a boost? Get a short-term loan instantly, and track your score in plain terms.

Explore credit Instant, transparent credit

A virtual card, ready in an instant

The moment you sign up, your virtual card is ready. Pay online, manage subscriptions, shop - straight away.

See the card

A physical card to pay everywhere

Your Djamo VISA card, accepted online and in stores, anywhere in the world.

All about the VISA card
4.7
Over 71,352 reviews
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A card that follows you everywhere

Supermarket, shopping, travel… Online, in stores or at the ATM, at home or abroad: pay and withdraw with peace of mind.

Djamo VISA card for paying and withdrawing anywhere

Your finances, under control

Simple tools to manage, plan and track your finances every day.

Budget

Budget

Set your limits by category. We alert you before you go over.

Subscriptions

Subscriptions

All your recurring payments in one place. No more end-of-month surprises.

IBAN

IBAN

Receive your salary and bank transfers anywhere in the UEMOA zone.

Conversion

Conversion

Before paying abroad, see the exact amount in your currency. Zero exchange-rate surprises.

Transfers

Transfers

Send money to anyone in seconds. To Djamo, Mobile Money, or a bank.

Bills

Bills

CIE, SODECI, Canal+ and many more: pay without leaving home, any time, no fees.

Security you can trust

Your money is protected, always

Advanced security systems watch over your account, 24/7.

Lost or stolen card?

Lock or unlock your card with one tap, from the app. VISA-backed security.

Every payment, double-checked

A one-time code to confirm every transaction. Only you can pay.

Djamo app - Security

They tried Djamo. Here's what they say.

See why 1.5 million people chose Djamo.

Happy with the quality

Happy with the quality and the speed. In under 5 minutes I created my account online, and picked up my Visa card at the pickup point. Thanks!

Kouadio Brou
Kouadio Brou

Easy to use

Using Djamo, you realize the app is really easy. Anyone can use it. And what they promise, they deliver.

Aminata Traoré
Aminata Traoré

Everything in one app

Before Djamo, I was juggling Mobile Money, my bank, and several other apps. Now everything is in one place: my salary, my CIE and SODECI bills, my transfers. A real time-saver.

Issouf Bamba
Issouf Bamba

A great experience

I discovered online payments thanks to Djamo. A great experience, no regrets. Thanks for opening this up, with clear, lower fees.

Mariam Koné
Mariam Koné

My salary, on time

Since I gave my Djamo IBAN to my employer, my salary lands without a hitch. I pay my bills and send money to family in two clicks. No complaints.

Seydou Konaté
Seydou Konaté

Finally, clear finances

I love the budget feature - I see exactly where my money goes each month. And when I go over, the app warns me. It helped me put money aside for the first time.

Amoin Konan
Amoin Konan

Frequently asked questions

How is Djamo different from a traditional bank?
Djamo is an app to manage all your money from your phone. Unlike a traditional bank: instant account opening, transparent fees, 100% mobile.
Is my money safe with Djamo?
Yes. Djamo uses the most advanced security technologies to protect your data and your money. Your account is secured by a PIN code and biometrics.
Can I pay abroad with Djamo?
Yes. Your Djamo VISA card is accepted online and in stores, anywhere in the world.
What plans does Djamo offer?
A few plans to fit your needs: a free account with the essentials, and premium options to go further.
Are there fees for transactions or account maintenance?
The Djamo account is free, with no maintenance fees. And our transaction fees are among the lowest on the market - always made clear.

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